I am writing to give you cease and desist notice on your unwanted calls regarding debt collection at my workplace. The FDCPA (Fair debt collection practices act) clearly states that if a debt collector tries to contact you at your workplace then you have the right to send him a cease-and-desist notice. Not only you are bothering me at my workplace but also you have approached my family members and asked for collection. This behavior is not tolerable at all.
As per the law, you cannot contact my family members whatsoever the scenario is. I am solely liable to pay my debts, not them. Other than the above-mentioned violation of the law, you are also sending me threatening messages. The language used in these messages is highly profane. Let me remind you all these activities comes under the category of harassment that I am currently facing.
I am asking you to stop doing such acts, otherwise, I will sue you in court under FDCPA. Consider this letter as a find chance to mend your ways and stop all the illegal activities. If I receive any further harassment from your side I will take legal action against you.
I have attached a form with this letter, the contents of the forms are an oath that you are apologetic and will not do such activities again. If you want to settle this matter outside the court, you may fill in the form and send it back to me. You need to comply with this demand within 10 days of receiving this letter, otherwise, my legal representative will approach you.
I also want to bring to your attention that I have hired an attorney and from now onwards, all our communication regarding debt collection will be done through him. You may reach him on his number [x] or email him at [x]. I do not want to hear from you further, except that you will not bother me again. Awaiting your response.
Document File: 28KB
This cease-and-desist letter is to notify you that you need to stop communicating to me regarding our debt under FDCPA. You are continuously bothering me whereas I have informed you several times that I am not the right person. You have mistaken me for someone else. My name is Shem Ezekiel and the person you are looking for is Shawn Ezekiel. I request you to verify the person first before contacting him.
If you will not stop doing it, I will take this case to the court. I already have hired an attorney and soon you will be hearing from him regarding this matter. I have not forwarded your case to the court yet but I will certainly do it if you will not stop bothering me. This letter is your final warning to cease your illegal harassment or the court will deal with you.
If you want to settle this problem outside the court then fill in the form I have enclosed with this letter and send it to me within 10 days of receiving this letter otherwise you will face some legal consequences. My legal representative will guide you to fill the form. I do not want to hear anything further from your side except that you are apologetic and will not do it again. Waiting for your response.
Document File: 28KB